More often than not, the government does some really screwy stuff which makes no sense to me and you. Usually I’m very vocal about my opposition to new federal laws and mandates telling us what we should and should not do. However a few years ago the federal government did something that actually protected consumers, [...]

When it comes to credit cards, there are three types of people. There are the diggers who are just putting themselves in a hole and don’t realize what they are doing. There are those who are full of it, and make statements such as “I pay off my balance at the end of the month!” [...]

For most people, when it comes to investing there aren’t a lot of fancy options out side the stock market. Some dabble in real-estate, but beyond that there’s not much for the casual consumer to invest in that’s worthwhile. Fortunately there are plenty of good stocks and mutual funds to choose from, but navigating through [...]

In today’s modern world, where materialism rules and instant gratification is the answer how do we take control of our ever growing mountain of credit card debt?. There are many different forms of debt and if we don’t learn to say a big resounding ‘no’, then before we know it, the time comes, when we [...]

A lot of us love the convenience of shopping online, and there’s no better place to do it than through Amazon.com. They always have competitive prices, and sometimes you can get even better deals by buying off the Amazon.com marketplace. Even after paying shipping, I still almost always save money on a purchase of a [...]

In the last few decades, Americans have moved to a faster lifestyle. We’re up and out more hours of the day, and there’s always so much going on. Part of this movement toward a faster pace of life is making more extravagant purchases. We often buy new cars every two or three years in order [...]

If you’re an adult, there’s a pretty good chance you have a small group of munchkins running around that you sometimes admit are your children. They maybe young now, but some day in the future, they’re going to have to have to leave the nest, and go to some sort of college or technical school. [...]

I’ve kept my money in Share Builder’s money market account for quite some time, but after some quick looking, I soon realized that there were better places to put my money. Share Builder’s account currently only offers 4.46% annual percentage yield, does not have FDIC insurance, or any other advanced features. There are much better [...]

Ever heard the old tale about the two friends standing in a funeral parlor, looking over the body of a rich man who had passed away when one turns and asks, “I wonder how much he left?”  To which the other replies without missing a beat says, “All of it.”
Most people think that money can [...]

Take a look through your receipts from the previous month, chances are all of your purchases came from just a few stores, whether it be the Wal-Mart down the street, Home Depot, your favorite fast food restaurant, or the gas station on the way to work. It’s amazing how just a few different places get [...]