Each and every single one of us has a lot of hopes and dreams for the future. We dream that we could someday retire to an exotic location. We hope that we will be able to pay for our children’s college free and clear. We desire to have our homes one-hundred percent paid for. There [...]

A number of credit card companies have increased their borrowing costs just in time for the summer holidays, when many households are likely to be relying on their credit cards, according to a recent report.
The summer holidays when schools break up for six weeks are just around the corner, and many families may be gearing [...]

There’s a commonly held belief that college students are dirt poor and have to find ways of living on practically nothing, and it’s absolutely true. Most students believe they don’t have time to work any serious amount of hours while they are in school, so they don’t make very much money. For being in college, [...]

This week’s carnival of personal finance is at YouNeedABudget.com.  This site was included with the 5 Mistakes to Avoid When Buying a Car From a Dealership article, as well as a number of other great personal finance readers.  Here are some that I liked:

Debt Freedom Fighter provides 3 Credit Card Tricks that Keep More Money In Your Pocket.
American [...]

When you are first seeking employment and have no work experience, whether you are right of high-school or college, you are going to need to start in an entry level position somewhere. Not everyone can jump to a six figure income right away. You might be able to if you are a doctor, but otherwise, [...]

I live in rural South Dakota, so it’s not a very common that when I walk down the street to Taco Johns or the grocery store that I come across a panhandler. In fact, I’ve never seen one here in Madison. I have seen one in my previous town of 15,000. When I visit [...]

When I was in high-school, I hadn’t quite figured everything with money, and who had. When I bought clothes, I went down to Maurice’s, which was where all of the “cool kids” shopped for clothing. I went down there and would quite often buy $20 shirts, $40 hoodies, and $30 pants. What was I thinking? [...]

There’s a cliché that prostitution is perhaps the oldest profession on earth. If prostitution was the first profession, banking was a close second. 4,000 years ago temples served as banks. Money was stored in form of compressed gold plates. People though temples would be the safest place to store their money, because they were well [...]

Buying a new car is a lot like buying an engagement ring for your wife to be. You know you need to do it, and the woman will most likely really enjoy what you get her, but if you’re not careful, you could make a lot of mistakes and end up getting had. You might [...]

Emily Starbuck Gerson of Taking Charge hosted the Carnival of Personal Finance #162.  Here are some of the posts this week:

Not the Jet Set tells how the envelope system works and why it has been so successful for his family.
Antishay Ventenne once thought credit cards were evil, but after becoming debt free, she has [...]