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	<title>Comments on: Do You Really Need a Credit Score? Probably Not</title>
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	<link>http://www.moneyanswerguy.com/2008/07/03/do-you-really-need-a-credit-score-probably-not/</link>
	<description>Have Questions About Personal Finance? We've Got Answers</description>
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		<title>By: Ken</title>
		<link>http://www.moneyanswerguy.com/2008/07/03/do-you-really-need-a-credit-score-probably-not/comment-page-1/#comment-22</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Thu, 19 Jun 2008 01:50:37 +0000</pubDate>
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		<description>While I think it is certainly admirably not to have any debt, don&#039;t you think it can be useful in some forms? For example, it is certainly nice to order thing over the internet with a credit card and if you ever want to rent a card you will definitely need a credit card.

My approach has always been to be smart about credit. Don&#039;t over extend and be responsible. Credit has its benefits.</description>
		<content:encoded><![CDATA[<p>While I think it is certainly admirably not to have any debt, don&#8217;t you think it can be useful in some forms? For example, it is certainly nice to order thing over the internet with a credit card and if you ever want to rent a card you will definitely need a credit card.</p>
<p>My approach has always been to be smart about credit. Don&#8217;t over extend and be responsible. Credit has its benefits.</p>
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		<title>By: dave</title>
		<link>http://www.moneyanswerguy.com/2008/07/03/do-you-really-need-a-credit-score-probably-not/comment-page-1/#comment-21</link>
		<dc:creator>dave</dc:creator>
		<pubDate>Wed, 18 Jun 2008 21:09:45 +0000</pubDate>
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		<description>Well I have a good FICO score and not because I&#039;m in tons of debt but because I use my credit card for nearly every purchase and then I pay it off before the grace period is up.  Since it&#039;s a cash rewards credit card I make money doing this!  Think about it.</description>
		<content:encoded><![CDATA[<p>Well I have a good FICO score and not because I&#8217;m in tons of debt but because I use my credit card for nearly every purchase and then I pay it off before the grace period is up.  Since it&#8217;s a cash rewards credit card I make money doing this!  Think about it.</p>
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