One of my favorite television shows of all times is most definitely the Simpsons. During one of my many late night blogging sessions, I decided to put in one of the Simpsons episodes that I’ve taped throughout the years. In this episode, Marge had written a novel, and Homer refused to read it. When Marge [...]

When I was first starting to learn about personal finance, the first book I picked up was George Clason’s The Richest Man in Babylon. It was really a great book that taught fundamental truths about handling money well, such as living on less than you make, saving money, and making your money earn money. I [...]

If you read this, statistically you are not making a six figure income. We would all like to get make a lot of money so that we can be financially independent, but not all of us are willing to do what it takes together there. You can’t just take an application down to a [...]

There is a lot of information on Identity Theft and how to protect you out there. There are a few major players in this arena that can help. One is big on prevention; another is small on prevention, but bigger on helping you clean up after the fact. Armed with a little [...]

In the last twenty-some years, there has been a transition in North America. People used to judge their financial worthiness by how much money had, and now people are merely focused on how great their credit score is and how good they look. People think that as long as they can make their payments [...]

This great quote was heard recently on Dave Ramsey’s radio program: “Desperation is the mother of broke.”
This quote and others like it from well-known financial advisors admonishes us to stay the course with our financial plans in spite of some turbulence occurring around us. These are the principles you need to embrace and [...]

Most of us hate wasting our money, so we tend to avoid buying new products if we can. We buy used books, DVD’s, cars, timeshares, furniture and electronics to save money. There was recently even an article over on MSN money with a list of things that you should never buy new because it doesn’t [...]

If you do not have health insurance through your employer, then you are at a huge disadvantage from a cost standpoint. We all know people who do not have insurance, and frankly, do not know how they can stand being in that position. But it appears to be all too common of a [...]

It’s going to happen at one point or another in your life, a family member is going to need some sort of help financially. They won’t have the money, and will ask you for some help. It could be for any number of reasons, such as a job layoff, a medical problem, an automobile that [...]

Believe it or not, you can be separated from your money by being too bargain-minded and leaving common sense behind when shopping.  Here’s what to watch out for:
Buying Anything on Credit.  It’s a fact that if you buy with a credit card, you WILL spend more money.  Even if you have a credit card that [...]