I know. This is too easy. It’s like an under-handed pitch to a major league hitter – it is out of here! But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days. It is very difficult to make ends meet - especially with [...]
Archive for August, 2008
How Do I Plan for Unexpected Expenses?
Am I a Bad Person if I Splurge Once In A While?
While some would grit their teeth and say “that’s not good” you might be surprised at this next bit of advice: Do it, but not too much.
People who live by a strict budget and do not allow for the small, occasional indulgences are generally viewed as boring, predictable and miserly. You should at least reward [...]
I Can Get Free Money For My Retirement?
Free money for retirement. Sounds too good to be true, right? The reality is that it is out there, but some people are not taking advantage of it. It is like looking at a $20 bill on the sidewalk, but not picking it up. Who would do that?
We are speaking, of course, about the matching [...]
What Steps Do I Need to Take to Get On Solid Financial Ground?
Learning how to live on a budget will force you to manage your debt and spending. Want financial security? With a small amount of planning, you can have it. Reduce your debt, cut expenses, while making saving and investing a habit. You’ll be on your way to reaching financial goals before you know it.
Where to [...]
Should I Rent or Buy a House?
It sounds like an easy question for most people, but is it really? You might be surprised at the answer. The conventional wisdom told you that with renting, you were throwing your money away. The reason is because you could be building up equity into a home with each payment. Not to mention the tax [...]
Should I Consider Moving Overseas When I Retire?
There’s a move among some retirees in moving to another country for their retirement years. While this sounds exciting, there are some considerations that you need to address before taking this action. Besides the obvious things like living in a new culture and possibly having to learn a new language these issues should be considered:
The [...]
Why Don’t We Save More Than We Do?
This is more of a rhetorical question that anything, but one that we should address because if we confront why we are not doing something that we know we should be doing, it might help us change our behavior.
Brain Matter. One of the problems is that our mindset is dysfunctional. What we mean by that [...]
How Do I Keep From Getting Hit With Credit Card Charges?
It’s no secret that we here at moneyanswerguy.com advocate the disposal of your credit cards and accounts in favor of a cash-only lifestyle. But, the reality is that most of you are not there. And so, rather than beat you up about it, we take a more pragmatic stance in some of our writings to [...]
Should I consider buying a motor scooter to save money?
I’ve been thinking about doing this myself: purchasing a motor scooter to save on gasoline. It’s an idea that seems to be taking hold with other commuters, too. My situation is conducive to having one. I live within about six blocks of my job, in a mostly residential neighborhood. It’s a nice situation.
But, I [...]
What are the most fuel efficient cars available?
As we continue to feel the squeeze on our wallets in the form of gasoline prices that are well over $3.00 per gallon, many are asking what vehicles are available at dealerships right now that have the best fuel mileage.
Here’s the breakdown of the top ten. This list is based on 15,000 miles per year [...]
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