Comments on: How Do I Keep From Getting Hit With Credit Card Charges? http://www.moneyanswerguy.com/2008/08/12/how-do-i-keep-from-getting-hit-with-credit-card-charges/ Have Questions About Personal Finance? We've Got Answers Mon, 18 Jan 2010 13:33:08 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Carnival of Family Life | Colloquium http://www.moneyanswerguy.com/2008/08/12/how-do-i-keep-from-getting-hit-with-credit-card-charges/comment-page-1/#comment-5134 Carnival of Family Life | Colloquium Thu, 24 Dec 2009 06:39:06 +0000 http://www.moneyanswerguy.com/?p=95#comment-5134 [...] Answer Guy presents How Do I Keep From Getting Hit With Credit Card Charges? posted at The Money Answer [...] [...] Answer Guy presents How Do I Keep From Getting Hit With Credit Card Charges? posted at The Money Answer [...]

]]> By: JHS http://www.moneyanswerguy.com/2008/08/12/how-do-i-keep-from-getting-hit-with-credit-card-charges/comment-page-1/#comment-267 JHS Sun, 24 Aug 2008 18:49:09 +0000 http://www.moneyanswerguy.com/?p=95#comment-267 Thanks for contributing this wonderful article to the <a href="http://www.jhsiess.com/carnival-family-life" rel="nofollow"> Carnival of Family Life</a>, hosted this week at <a href="http://www.writefromkaren.wordpress.com" rel="nofollow">Write from Karen</a>! Be sure to visit Karen's site on Monday, August 25, 2008, and check out this week's other excellent submissions! Thanks for contributing this wonderful article to the Carnival of Family Life, hosted this week at Write from Karen! Be sure to visit Karen’s site on Monday, August 25, 2008, and check out this week’s other excellent submissions!

]]> By: ChangeForA20 http://www.moneyanswerguy.com/2008/08/12/how-do-i-keep-from-getting-hit-with-credit-card-charges/comment-page-1/#comment-147 ChangeForA20 Thu, 14 Aug 2008 02:03:01 +0000 http://www.moneyanswerguy.com/?p=95#comment-147 I was glad to find your blog as I have noticed there is not a substantial amount of PF bloggers geared towards college students/young adults. However, I do have to strongly disagree with the claim made at the beginning of this post. You advocate a 'cash-only' lifestyle, but if your posts are geared towards young adults (and everyone else for that matter) how do you expect them to build credit to obtain a car loan or mortgage? I actually take the complete opposite approach. I have not used cash to purchase anything (unless it is the only option) in almost 6 months. Not only have I been able to track my spending to the cent, but I've also been essentially a 5% discount on everything I purchase through my rewards program. I heavily advocate getting a credit card the day one turns 18. This will ensure being able to maximize your score by having a credit history the day you are eligible to have one. The only case in which I would advise against someone using a credit card heavily is in the case of someone who cannot control their spending properly. Feel free to visit my site and leave a comment. www.changefora20.blogspot.com I was glad to find your blog as I have noticed there is not a substantial amount of PF bloggers geared towards college students/young adults. However, I do have to strongly disagree with the claim made at the beginning of this post.

You advocate a ‘cash-only’ lifestyle, but if your posts are geared towards young adults (and everyone else for that matter) how do you expect them to build credit to obtain a car loan or mortgage?

I actually take the complete opposite approach. I have not used cash to purchase anything (unless it is the only option) in almost 6 months. Not only have I been able to track my spending to the cent, but I’ve also been essentially a 5% discount on everything I purchase through my rewards program.

I heavily advocate getting a credit card the day one turns 18. This will ensure being able to maximize your score by having a credit history the day you are eligible to have one.

The only case in which I would advise against someone using a credit card heavily is in the case of someone who cannot control their spending properly.

Feel free to visit my site and leave a comment.
http://www.changefora20.blogspot.com

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