Getting behind on paying bills can produce a lot of stress in one’s life.  The best advice is to refuse to run from the problem.  Instead, run towards it with a plan to meet it head on in order to solve the crisis.  Better it is to communicate about your situation than to flee from [...]

The recent economic crisis has brought about buying opportunities that are advantageous to those who are in a position to capitalize.  One of these areas is buying a new or used vehicle.  Because car sales are down all over dealers lots are full of new and used vehicles that are sitting and waiting for buyers. [...]

Every day we hear more and more workers losing their jobs.  It’s a very frightening situation in which to be found.  Not knowing where your next paycheck will come from puts a lot of stress on families.  While there are some resources out there which can help you immediately the best thing you can do [...]

Here’s a tip that you can use in order to save money on your automobile insurance:  take a defensive driving course.  The first reaction to this suggestion is often “I went through driving school during my high school years, why take another course now?”  Simple:  save money.  Besides, what’s wrong with a brush-up class on [...]

Increases in loan defaults and bankruptcies continue to plague many households across the nation.  But, this is a global problem also and many consumers share the same fate when faced with the prospect of not being able to honor their financial commitments.  In the UK, the same situation exists on an equally dismal scale: UK [...]

Now that the Federal stimulus bill has passed both houses of Congress and has been signed into law by President Obama, the searing question is:  how do you suppose you will use the extra money in your paycheck every week?  Here are a few answers one might hear:
Inaction.  Some might not do anything with the [...]

Financially, this is the time of year that everyone longs for because they are awaiting their tax refund check from the Federal government.  In some cases, these refunds are over $1,000.00 and that is no small chunk of change.  The following are suggestions as to what you might do with this money.
Pay Off Debts.  This [...]

Now that the stimulus bill has passed both the House and Senate and is signed by President Obama, what can you expect over the coming months personally?  This is a good question and there does not appear to be real definitive answers yet because there has not been a thorough study of this bill.  However, [...]

The mortgage crisis continues to affect many families.  And not just in the USA; the pressures of a worldwide economic slump have also had an impact on those in the UK as well.  This report shows how widespread the problem has become for them:  UK Mortgage Crisis
Here are some tips that can be useful no [...]

Recent storms have played havoc with utility services around the country.  This provides a good opportunity to assess your utility usage and see where you can cut back in order to save money.
Adjust the Thermostat.  Face it, no one wants to be uncomfortable in their homes when drastic temperature changes hit.  But, it is good [...]