Here are some tips you can use to be a smart buyer and keep from spending too much.  These were originally posted in July of 2008:
Tip One: Smart Buyers Do Not Use Credit Cards.  The reason is that you will spend more money.  Study after study has proven that credit card usage leads to higher spending.  [...]

It’s no secret that we here at moneyanswerguy.com advocate the disposal of your credit cards and accounts in favor of a cash-only lifestyle.  But, the reality is that most of you are not there.  And so, rather than beat you up about it, we take a more pragmatic stance in some of our writings to [...]

Believe it or not, you can be separated from your money by being too bargain-minded and leaving common sense behind when shopping.  Here’s what to watch out for:
Buying Anything on Credit.  It’s a fact that if you buy with a credit card, you WILL spend more money.  Even if you have a credit card that [...]

We talk about getting out of debt and staying out of debt as a major step in securing your financial picture.  The reason is obvious and has been espoused many times: it provides freedom in that you are not paying monthly payments, high interest and fees.  What you can do with the money that you [...]

Let’s face it, we all need this talk every now and again as a way to remind us of what to avoid in our financial dealings.  So, here we go:
Stay Out of Debt.  I hear some of you moaning “not that again!”  Yes, you need to keep hearing this until it takes hold in your [...]

In today’s modern world, where materialism rules and instant gratification is the answer how do we take control of our ever growing mountain of credit card debt?. There are many different forms of debt and if we don’t learn to say a big resounding ‘no’, then before we know it, the time comes, when we [...]