It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Everyone has heard the old saying ‘you have to crawl before you walk and walk before you run.’  It’s no different with your finances.  If you look at it any other way, you will continue to feel frustrated and it will be easier to give up than to keep going.
Make an Easy Plan.  The first [...]

You made it through college.  Congratulations.  Oh, and now it is time to begin paying back that monumental student loan for many years to come.
While graduating from college is an exciting time, the reality of the cost of that education can bring one crashing back to earth quickly.  But, you are not without options.  Here [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet - especially with [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]

It’s no secret that we here at moneyanswerguy.com advocate the disposal of your credit cards and accounts in favor of a cash-only lifestyle.  But, the reality is that most of you are not there.  And so, rather than beat you up about it, we take a more pragmatic stance in some of our writings to [...]

We talk about getting out of debt and staying out of debt as a major step in securing your financial picture.  The reason is obvious and has been espoused many times: it provides freedom in that you are not paying monthly payments, high interest and fees.  What you can do with the money that you [...]

Let’s face it, we all need this talk every now and again as a way to remind us of what to avoid in our financial dealings.  So, here we go:
Stay Out of Debt.  I hear some of you moaning “not that again!”  Yes, you need to keep hearing this until it takes hold in your [...]

In today’s modern world, where materialism rules and instant gratification is the answer how do we take control of our ever growing mountain of credit card debt?. There are many different forms of debt and if we don’t learn to say a big resounding ‘no’, then before we know it, the time comes, when we [...]