Getting behind on paying bills can produce a lot of stress in one’s life.  The best advice is to refuse to run from the problem.  Instead, run towards it with a plan to meet it head on in order to solve the crisis.  Better it is to communicate about your situation than to flee from [...]

Now that the Federal stimulus bill has passed both houses of Congress and has been signed into law by President Obama, the searing question is:  how do you suppose you will use the extra money in your paycheck every week?  Here are a few answers one might hear:
Inaction.  Some might not do anything with the [...]

Financially, this is the time of year that everyone longs for because they are awaiting their tax refund check from the Federal government.  In some cases, these refunds are over $1,000.00 and that is no small chunk of change.  The following are suggestions as to what you might do with this money.
Pay Off Debts.  This [...]

Who does your taxes?  Do you, or do you trust someone else?  If you have been on both sides of this question, then you know the drill.
A Warm Body.  The real person who sits across from the desk from you asking questions of all types gives a sense of security in that they know what [...]

It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Everyone has heard the old saying ‘you have to crawl before you walk and walk before you run.’  It’s no different with your finances.  If you look at it any other way, you will continue to feel frustrated and it will be easier to give up than to keep going.
Make an Easy Plan.  The first [...]

You made it through college.  Congratulations.  Oh, and now it is time to begin paying back that monumental student loan for many years to come.
While graduating from college is an exciting time, the reality of the cost of that education can bring one crashing back to earth quickly.  But, you are not without options.  Here [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet – especially with [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]

It’s no secret that we here at moneyanswerguy.com advocate the disposal of your credit cards and accounts in favor of a cash-only lifestyle.  But, the reality is that most of you are not there.  And so, rather than beat you up about it, we take a more pragmatic stance in some of our writings to [...]