It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Everyone has heard the old saying ‘you have to crawl before you walk and walk before you run.’  It’s no different with your finances.  If you look at it any other way, you will continue to feel frustrated and it will be easier to give up than to keep going.
Make an Easy Plan.  The first [...]

You made it through college.  Congratulations.  Oh, and now it is time to begin paying back that monumental student loan for many years to come.
While graduating from college is an exciting time, the reality of the cost of that education can bring one crashing back to earth quickly.  But, you are not without options.  Here [...]

There is no doubt that we live in uncertain times especially financially.  We honestly do not know where we will be as a nation just a few weeks from now.  That is an incredibly scary thought for many people who stand to lose a lot of money if things continue to get worse.
So, is there [...]

Wise consumers know that protecting what they own is smart in order to prevent a financial loss.  Whether or not it is a wise decision to choose optional insurance is based on several factors
Most major purchase loans either require insurance or at least give the option to purchase insurance as a means of protection.  The [...]

If you are in your twenties or thirties, this discussion probably has less relevance for you.  But you can still gain some insights on what to do and not do for retirement planning.  Those in their late forties or fifties will find some sound advice here.
It is Never Too Late.  Throwing up your hands in [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet - especially with [...]

While some would grit their teeth and say “that’s not good” you might be surprised at this next bit of advice:  Do it, but not too much.
 
People who live by a strict budget and do not allow for the small, occasional indulgences are generally viewed as boring, predictable and miserly.  You should at least reward [...]

Free money for retirement.  Sounds too good to be true, right?  The reality is that it is out there, but some people are not taking advantage of it.  It is like looking at a $20 bill on the sidewalk, but not picking it up.  Who would do that?
We are speaking, of course, about the matching [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]