It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Ah, here we are back to the cold weather months for much of the US.  Those who live in the deep South do not have the added burden of heating their homes in the winter.  But it is an annual jolt to many budgets which causes us to look for ways to save money and [...]

You made it through college.  Congratulations.  Oh, and now it is time to begin paying back that monumental student loan for many years to come.
While graduating from college is an exciting time, the reality of the cost of that education can bring one crashing back to earth quickly.  But, you are not without options.  Here [...]

There is no doubt that we live in uncertain times especially financially.  We honestly do not know where we will be as a nation just a few weeks from now.  That is an incredibly scary thought for many people who stand to lose a lot of money if things continue to get worse.
So, is there [...]

Wise consumers know that protecting what they own is smart in order to prevent a financial loss.  Whether or not it is a wise decision to choose optional insurance is based on several factors
Most major purchase loans either require insurance or at least give the option to purchase insurance as a means of protection.  The [...]

Many times people only try to increase their income to cover expenses and refuse to look at ways that they can cut expenses to help in meeting their monthly budget.
Here’s some easy things at which one can look in order to accomplish this task:
Start Small.  Look for what seems to be the lower, more trivial [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet - especially with [...]

While some would grit their teeth and say “that’s not good” you might be surprised at this next bit of advice:  Do it, but not too much.
 
People who live by a strict budget and do not allow for the small, occasional indulgences are generally viewed as boring, predictable and miserly.  You should at least reward [...]

It sounds like an easy question for most people, but is it really?  You might be surprised at the answer.  The conventional wisdom told you that with renting, you were throwing your money away.  The reason is because you could be building up equity into a home with each payment.  Not to mention the tax [...]

There’s a move among some retirees in moving to another country for their retirement years.  While this sounds exciting, there are some considerations that you need to address before taking this action.  Besides the obvious things like living in a new culture and possibly having to learn a new language these issues should be considered:
The [...]