We all know we must live on a budget and watch our money, especially during these challenging times in which we find ourselves.  It does not take as much effort as you might think to reduce expenses in order for you to live on less and actually make ends meet.
Here are some areas that you [...]

It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Many times people only try to increase their income to cover expenses and refuse to look at ways that they can cut expenses to help in meeting their monthly budget.
Here’s some easy things at which one can look in order to accomplish this task:
Start Small.  Look for what seems to be the lower, more trivial [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet – especially with [...]

While some would grit their teeth and say “that’s not good” you might be surprised at this next bit of advice:  Do it, but not too much.
 
People who live by a strict budget and do not allow for the small, occasional indulgences are generally viewed as boring, predictable and miserly.  You should at least reward [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]

Can Coupons Help Me Rein in My Spending?
Buying with coupons has always been a smart way to shop, but with economic times like they are right now, it is even more important to look for ways to trim your spending.  If you are not a coupon “clipper,” now is the time to become one.
Economy Pushes [...]

As a wise steward of your financial resources, it is a good idea to stop and examine where you are and how you are doing with regard to financial goals.  To that end, the following will help you attend to that task by focusing on the basics.
Budget.  Do you have a budget in place?  If [...]

Mrs. Micah hosted the Carnival of Personal Finance #158 - Thanks Mrs. Micah for featuring our post about whether renting can ever be an investment.  Here are a number of articles from the carnival this week:

Penelope Pince from Our Fourpence Worth has come up with Monopoly Game Expansion to teach the kids about savings accounts and interest.  Absolutely [...]