There are 4 different credit card mistakes that people commonly make that lower their credit score, resulting in the person being less credit worthy to the credit card companies.  Most of the common credit card mistakes are items that many people would not even imagine affecting their credit score, but the reality is that there are [...]

Everyone has heard the old saying ‘you have to crawl before you walk and walk before you run.’  It’s no different with your finances.  If you look at it any other way, you will continue to feel frustrated and it will be easier to give up than to keep going.
Make an Easy Plan.  The first [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]

This is more of a rhetorical question that anything, but one that we should address because if we confront why we are not doing something that we know we should be doing, it might help us change our behavior.
Brain Matter.  One of the problems is that our mindset is dysfunctional.  What we mean by that [...]

We talk about getting out of debt and staying out of debt as a major step in securing your financial picture.  The reason is obvious and has been espoused many times: it provides freedom in that you are not paying monthly payments, high interest and fees.  What you can do with the money that you [...]

Let’s face it, we all need this talk every now and again as a way to remind us of what to avoid in our financial dealings.  So, here we go:
Stay Out of Debt.  I hear some of you moaning “not that again!”  Yes, you need to keep hearing this until it takes hold in your [...]