Getting behind on paying bills can produce a lot of stress in one’s life.  The best advice is to refuse to run from the problem.  Instead, run towards it with a plan to meet it head on in order to solve the crisis.  Better it is to communicate about your situation than to flee from [...]

The recent economic crisis has brought about buying opportunities that are advantageous to those who are in a position to capitalize.  One of these areas is buying a new or used vehicle.  Because car sales are down all over dealers lots are full of new and used vehicles that are sitting and waiting for buyers. [...]

Every day we hear more and more workers losing their jobs.  It’s a very frightening situation in which to be found.  Not knowing where your next paycheck will come from puts a lot of stress on families.  While there are some resources out there which can help you immediately the best thing you can do [...]

Increases in loan defaults and bankruptcies continue to plague many households across the nation.  But, this is a global problem also and many consumers share the same fate when faced with the prospect of not being able to honor their financial commitments.  In the UK, the same situation exists on an equally dismal scale: UK [...]

Now that the Federal stimulus bill has passed both houses of Congress and has been signed into law by President Obama, the searing question is:  how do you suppose you will use the extra money in your paycheck every week?  Here are a few answers one might hear:
Inaction.  Some might not do anything with the [...]

Financially, this is the time of year that everyone longs for because they are awaiting their tax refund check from the Federal government.  In some cases, these refunds are over $1,000.00 and that is no small chunk of change.  The following are suggestions as to what you might do with this money.
Pay Off Debts.  This [...]

The mortgage crisis continues to affect many families.  And not just in the USA; the pressures of a worldwide economic slump have also had an impact on those in the UK as well.  This report shows how widespread the problem has become for them:  UK Mortgage Crisis
Here are some tips that can be useful no [...]

Who does your taxes?  Do you, or do you trust someone else?  If you have been on both sides of this question, then you know the drill.
A Warm Body.  The real person who sits across from the desk from you asking questions of all types gives a sense of security in that they know what [...]

Here are some tips you can use to be a smart buyer and keep from spending too much.  These were originally posted in July of 2008:
Tip One: Smart Buyers Do Not Use Credit Cards.  The reason is that you will spend more money.  Study after study has proven that credit card usage leads to higher spending.  [...]

We all know we must live on a budget and watch our money, especially during these challenging times in which we find ourselves.  It does not take as much effort as you might think to reduce expenses in order for you to live on less and actually make ends meet.
Here are some areas that you [...]