It’s not a pretty picture.  Mounting debt can leave one feeling helpless and depressed.  Your back is against the wall and you have nowhere to turn to for help.  Sound familiar?  A lot of us have or are there right now.  But, there is hope.  Here are four steps you can take to get yourself [...]

Ah, here we are back to the cold weather months for much of the US.  Those who live in the deep South do not have the added burden of heating their homes in the winter.  But it is an annual jolt to many budgets which causes us to look for ways to save money and [...]

Everyone has heard the old saying ‘you have to crawl before you walk and walk before you run.’  It’s no different with your finances.  If you look at it any other way, you will continue to feel frustrated and it will be easier to give up than to keep going.
Make an Easy Plan.  The first [...]

You made it through college.  Congratulations.  Oh, and now it is time to begin paying back that monumental student loan for many years to come.
While graduating from college is an exciting time, the reality of the cost of that education can bring one crashing back to earth quickly.  But, you are not without options.  Here [...]

There is no doubt that we live in uncertain times especially financially.  We honestly do not know where we will be as a nation just a few weeks from now.  That is an incredibly scary thought for many people who stand to lose a lot of money if things continue to get worse.
So, is there [...]

Wise consumers know that protecting what they own is smart in order to prevent a financial loss.  Whether or not it is a wise decision to choose optional insurance is based on several factors
Most major purchase loans either require insurance or at least give the option to purchase insurance as a means of protection.  The [...]

Many times people only try to increase their income to cover expenses and refuse to look at ways that they can cut expenses to help in meeting their monthly budget.
Here’s some easy things at which one can look in order to accomplish this task:
Start Small.  Look for what seems to be the lower, more trivial [...]

This is not a fun topic, but it is one that you need to address anyway.  Most people think that as long as they have some type of life insurance, they do not have to deal with the details of what happens when they are gone.
How wrong that is.  Think of the heartache your loved [...]

Teaching begins in the home.  That’s an understatement.  But, do most parents take the time to teach their children about money and how to handle it properly?  Unfortunately, the answer in many cases is ‘no.’  This causes all kinds of problems for the adolescent when they are put into the position of having to make [...]

I know.  This is too easy.  It’s like an under-handed pitch to a major league hitter – it is out of here!  But, can you make an indulgence for those who really would like the question answered?
Too many people are living paycheck-to-paycheck these days.  It is very difficult to make ends meet - especially with [...]