Ah, here we are back to the cold weather months for much of the US.  Those who live in the deep South do not have the added burden of heating their homes in the winter.  But it is an annual jolt to many budgets which causes us to look for ways to save money and [...]

Teaching begins in the home.  That’s an understatement.  But, do most parents take the time to teach their children about money and how to handle it properly?  Unfortunately, the answer in many cases is ‘no.’  This causes all kinds of problems for the adolescent when they are put into the position of having to make [...]

While some would grit their teeth and say “that’s not good” you might be surprised at this next bit of advice:  Do it, but not too much.
 
People who live by a strict budget and do not allow for the small, occasional indulgences are generally viewed as boring, predictable and miserly.  You should at least reward [...]

Free money for retirement.  Sounds too good to be true, right?  The reality is that it is out there, but some people are not taking advantage of it.  It is like looking at a $20 bill on the sidewalk, but not picking it up.  Who would do that?
We are speaking, of course, about the matching [...]

Learning how to live on a budget will force you to manage your debt and spending.  Want financial security?  With a small amount of planning, you can have it.  Reduce your debt, cut expenses, while making saving and investing a habit.  You’ll be on your way to reaching financial goals before you know it.
Where to [...]

There’s a move among some retirees in moving to another country for their retirement years.  While this sounds exciting, there are some considerations that you need to address before taking this action.  Besides the obvious things like living in a new culture and possibly having to learn a new language these issues should be considered:
The [...]

It’s no secret that we here at moneyanswerguy.com advocate the disposal of your credit cards and accounts in favor of a cash-only lifestyle.  But, the reality is that most of you are not there.  And so, rather than beat you up about it, we take a more pragmatic stance in some of our writings to [...]

I’ve been thinking about doing this myself: purchasing a motor scooter to save on gasoline.  It’s an idea that seems to be taking hold with other commuters, too.  My situation is conducive to having one.  I live within about six blocks of my job, in a mostly residential neighborhood.  It’s a nice situation. 
But, I [...]

If you do not have health insurance through your employer, then you are at a huge disadvantage from a cost standpoint. We all know people who do not have insurance, and frankly, do not know how they can stand being in that position. But it appears to be all too common of a [...]